Software finance calculator

Our free software finance calculator can help you estimate your monthly repayments when financing software for your business.

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*This interest rate is for illustrative purposes, your interest rate may differ and will be confirmed during your application.

Your results

Finance amount

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Estimated interest

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Total repayable

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Monthly payments

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Weekly payments

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Daily payments

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Borrow £

How to calculate software finance payments

To work out your monthly asset finance payments, you’ll need the following details:

  1. Software Cost (Principal Amount): This is the total price of the software you are financing.
  2. Interest Rate (Annual Percentage Rate – APR): This is the cost of borrowing money, expressed as a percentage per year. It can be fixed or variable.
  3. Loan Term (Number of Payments/Periods): This is the duration over which you will repay the loan, usually expressed in months or years.
  4. Payment Frequency: How often payments will be made (e.g., monthly, quarterly, annually).
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We work with world class partners to help us support businesses with finance

Swoop Finance Limited helps UK firms access business finance by working directly with businesses and their trusted advisors. We act as a credit broker, not a lender, and do not provide loans or finance products ourselves. We introduce applicants to a panel of lenders, equity funds, and grant agencies based on individual circumstances and creditworthiness.
Commission Disclosure: We typically receive a commission from the finance provider (either a fixed fee or a fixed percentage of the amount you receive) upon successful placement. Different providers pay different rates. For certain lenders, we may have influence over the interest rate, which can impact the total amount payable under your agreement.
Regulatory Information:

  • FCA: Authorised and regulated by the Financial Conduct Authority as a credit broker (FRN: 936513) and registered as an Account Information Services Provider (Ref: 833145).

  • ICO: Registered with the Information Commissioner’s Office (Ref: ZA600162); registration can be verified at ico.org.uk.

  • Company Details: Registered in England & Wales with Companies House (No. 11163382). Registered Address: The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes, MK11 1BN. VAT Number: 300080279.

Terms: All finance and quotes are subject to status, income, and terms and conditions. Applicants must be aged 18 or over. Guarantees and indemnities may be required. Please refer to our terms and conditions and our complaints procedure for further details.

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