Asset-based lending

Secure a loan against the assets of your business and take advantage of better interest rates

Sav

Thank you so much to Shane and his team for literally saving me from collapse. Within 1 week they have managed to get me the funding I needed with the best rate out there. Would recommend this team to anyone. There professionalism, speed and delivery is 2 thumbs up. Thank you Team Scoop

Sep 16, 2025

Rav

I was struggling to obtain finance for a vehicle, for my company, through the car dealership. I spoke with Adrian at Swoop who took care of it all. He was professional, approachable, easily accessible and liaised directly with the car dealership (who weren't particularly forward leaning!). Thank you to Adrian and Nichola for all your help 🙂

Sep 6, 2025

Elizabeth Parkinson

Very quick response time from Adrian Barratt who I dealt with

Sep 4, 2025

Victor Meus

The Swoop system was simple and straightforward to use. I submitted my application and had a loan approved within a week. Overall, a smooth experience—I would recommend it to anyone looking for a quick and easy loan.

Sep 1, 2025

Lisa Mary

Excellent service today. Thank you to driver 318, Rich, for making me feel calm and relaxed, and also to the Brazilian driver. Both very pleasant and approachable. I would deffo recommend Swoop

Aug 28, 2025

Iulia Popescu

James has been absolutely fantastic throughout the entire funding process. He guided us with clear, straightforward advice and was always quick to respond to any questions we had. Thanks to his support, we were able to secure the funds we needed swiftly and without any unnecessary complications. His professionalism, efficiency, and deep understanding of the funding landscape made what could have been a stressful experience feel smooth and manageable. I would highly recommend Swoop—and especially James—to any business looking for reliable, expert support in securing finance.

Aug 5, 2025

Mr B

Simple- Helpful - Accurate

Aug 5, 2025

Jodie Marshall

At a time when I needed some extra funding for my business, I went to SWOOP. They were absolutely amazing. My business is a social enterprise, we so have a not for profit clause which often means mainstream lenders don't like to lend. But these guys found me a company willing to lend at an amazing rate and with amazing terms (better than any social investor I've come across). I gave them what I thought was an impossible task on the off chance, and they delivered! So impressed with their professionalism, friendliness and super quick turn around! Thank you SWOOP!

Aug 5, 2025

Neil Jones

Just when you need that additional business boost, Swoop have you covered. Fantastic turnaround from Adrian and team. They kept me fully informed from start to finish, and with a follow up to make sure everything went well and all is good. Fantastic, highly recommended.

Aug 4, 2025

susan allan

had an amazing experience with BEN nicest taxi driver ever . helped us with a stressful end to the night and couldn’t thank him enough staying with us until we were all safe . if anyone needs a taxi i would recommend ben with swoop .

Aug 3, 2025

Asset-based lending is a common way for businesses to improve their working capital if access to traditional financing is difficult.

As with all financial products, it is important to have all the information on how it works so that you can make the right decision for your business.

Why asset-based lending?

Better interest rates

Secured against the assets of your business which lessens the risk to the lender resulting in more favorable interest rates than an unsecured loan

More flexibility

The focus is on the quality of the asset to be secured and less on the credit rating of your business

Fewer covenants

There are typically fewer covenants with asset-based lenders as they focus more on the quality of the asset to be secured and less on the credit rating of the business