Asset-based lending

Secure a loan against the assets of your business and take advantage of better interest rates

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JAFF SADI
It has been four weeks since I started working with Swoop Funding as a broker, and my experience has been exceptional. The onboarding and learning procedures are tailored to my own individual needs. In the meantime, I have begun working with Swoop Funding Managers on a few funding deals for my clients and their product knowledge and professionalism is extremely high. Following their support, a licensed restaurant in London received funding assistance that enabled them to prepare their business for the anticipated busy summer season. Since then, my client has recommended their next-door business to us to review their funding requirements.
May 9, 2025
Michelle
I recently worked with Elizabeth at Swoopfunding, to help one of my clients secure funding, and the entire process was incredibly smooth from start to finish. Their systems are well-organised, communication was clear and timely, and everything ran seamlessly. It made a potentially complex process feel simple and stress-free. Highly recommend their services! Michelle
May 5, 2025
Mohammed Amin
Great service. Gets the job done and all in good time. Never has let me down.
Jan 22, 2025
NFT WIZARDGOATS
They had great customer service especially Cynthia who handled the job professionally. Would highly recommend.
Jan 22, 2025
Carine Valleau
Thank you Bryan for your speed, efficiency and cordial professionalism. Much appreciated.
Jan 20, 2025
Gisele McLellan
Everyone I spoke to were very friendly and helpful. I needed help quickly and they did just that professionally and swiftly.
Jan 7, 2025
Lee
We turned to Swoop for support with securing funding for our company’s expansion, and I’m thrilled to say they delivered above and beyond our expectations. From the very start, Adrian and Nichola were outstanding – professional, knowledgeable, and always willing to go the extra mile to help us achieve our goals. The process was seamless, with clear communication every step of the way. They took the time to understand our business, worked diligently to identify the best funding options, and ensured everything was in perfect order. Their expertise and guidance gave us the confidence to move forward and grow the business as planned. Thanks to Swoop, we now have the funding we need to take the next step in our journey. I can’t recommend them highly enough for any business looking for financial solutions. A massive thank you to the Swoop team for helping us turn our vision into a reality. I’ll definitely be returning when we take on our next stage of growth
Dec 17, 2024
Chris Palmer
We have used Elizabeth on 2 recent funding transactions. She is a star. Always checked in at end of day where things were at & updated me. Great customer service & would certainly recommend her. Thankyou Elizabeth.
Dec 12, 2024
Mike maur
It's been a pleasure dealing with Elizabeth, Def a Gem for her business. Amazing communicator and process dealing with all the paperwork was made easy and stress free. Keep it up !
Nov 28, 2024
Nasir Abbas Kazmi
I applied vehicle Finance through Swoop & lady Ikra help me from Beginning to end,she s very professional & helpful. Its just took 3 to 4 days & now i got new vehicle. I received Best customer services from Ikra & High recommend for this Swoop Finance.
Nov 26, 2024

Asset-based lending is a common way for businesses to improve their working capital if access to traditional financing is difficult.

As with all financial products, it is important to have all the information on how it works so that you can make the right decision for your business.

Why asset-based lending?

Better interest rates

Secured against the assets of your business which lessens the risk to the lender resulting in more favorable interest rates than an unsecured loan

More flexibility

The focus is on the quality of the asset to be secured and less on the credit rating of your business

Fewer covenants

There are typically fewer covenants with asset-based lenders as they focus more on the quality of the asset to be secured and less on the credit rating of the business

Types of asset-based lending

What can I use the funds for?

Industries taking advantage of asset-based lending

Manufacturing

Construction

Wholesalers

Transportation

Business services

Whether you are growing rapidly, have seasonal cash fluctuations or are looking to grow your business via new equipment or a new contract, asset-based lending is a good way to unlock the capital required

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