Asset-based lending

Secure a loan against the assets of your business and take advantage of better interest rates

Iulia Popescu

James has been absolutely fantastic throughout the entire funding process. He guided us with clear, straightforward advice and was always quick to respond to any questions we had. Thanks to his support, we were able to secure the funds we needed swiftly and without any unnecessary complications. His professionalism, efficiency, and deep understanding of the funding landscape made what could have been a stressful experience feel smooth and manageable. I would highly recommend Swoop—and especially James—to any business looking for reliable, expert support in securing finance.

Aug 5, 2025

Mr B

Simple- Helpful - Accurate

Aug 5, 2025

Jodie Marshall

At a time when I needed some extra funding for my business, I went to SWOOP. They were absolutely amazing. My business is a social enterprise, we so have a not for profit clause which often means mainstream lenders don't like to lend. But these guys found me a company willing to lend at an amazing rate and with amazing terms (better than any social investor I've come across). I gave them what I thought was an impossible task on the off chance, and they delivered! So impressed with their professionalism, friendliness and super quick turn around! Thank you SWOOP!

Aug 5, 2025

Neil Jones

Just when you need that additional business boost, Swoop have you covered. Fantastic turnaround from Adrian and team. They kept me fully informed from start to finish, and with a follow up to make sure everything went well and all is good. Fantastic, highly recommended.

Aug 4, 2025

susan allan

had an amazing experience with BEN nicest taxi driver ever . helped us with a stressful end to the night and couldn’t thank him enough staying with us until we were all safe . if anyone needs a taxi i would recommend ben with swoop .

Aug 3, 2025

Jack

Absolutely brilliant company to deal with. Farhan was extremely helpful, friendly and very efficient from start to finish and have helped us get funding with minimal interest rates which will help the company repay quicker and expand faster. Thanks so much Swoop

Jul 21, 2025

Canada Business Leasing

Love working with this group.

Jul 17, 2025

Lindsay

Cynthia made the process really easy, the customer service was great through out the whole process. Would definitly recommend talking with Swoop and Cynthia!

Jul 11, 2025

Jamal Ogungbola

Great experience from start to finish, helped us secure funding for a new dryer for an independent care home. Very grateful to Adrian and Nichola for their support throughout.

Jul 8, 2025

Darpan

Awesome Service! Very professional and quick processing .Thank you !

Jul 6, 2025

Asset-based lending is a common way for businesses to improve their working capital if access to traditional financing is difficult.

As with all financial products, it is important to have all the information on how it works so that you can make the right decision for your business.

Why asset-based lending?

Better interest rates

Secured against the assets of your business which lessens the risk to the lender resulting in more favorable interest rates than an unsecured loan

More flexibility

The focus is on the quality of the asset to be secured and less on the credit rating of your business

Fewer covenants

There are typically fewer covenants with asset-based lenders as they focus more on the quality of the asset to be secured and less on the credit rating of the business