Asset-based lending

Secure a loan against the assets of your business and take advantage of better interest rates

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Jackie Escartin
I had the pleasure of working with David from Swoop, and I couldn’t be more grateful for the support he provided throughout my loan application process. From the very beginning, David went above and beyond to guide me through every step with clarity, patience, and professionalism. He made what could have been a stressful experience feel smooth and manageable. David truly understood my business needs and worked tirelessly to ensure I got the best possible outcome. His dedication, prompt communication, and honest advice made a huge difference. Thanks to his help, I was able to secure the funding I needed — and I felt fully supported the entire way. If you’re looking for someone who genuinely cares and knows how to get things done, I highly recommend working with David at Swoop!
Jun 30, 2025
Joseph
Really good experience from start to finish. Our needs were fairly specific with the requirements of a specific maximum APR with unsecured terms and Predrag put us in touch with the perfect lender for our needs. Would highly recommend using Swoop as they were able to find us lending options that we simply wouldn't have been able to find on our own.
Jun 26, 2025
Syma Aurangzeb
Excellent customer service with a personal touch. Made the whole process easy from start to finish. Highly professional and efficient 10/10
Jun 14, 2025
London Elite
Outstanding service start to finish
Jun 11, 2025
Niki Still
Predrag was very helpful and suppportive through this process. He kept things on point and helped me to get what I was after. Incredibly appreciative of all he did to get me to this point.
Jun 9, 2025
Alun
With Ann Marie Swift, I experienced probably the most succinct, clear and helpful financial advice phone call I have had in many years. She listened and explained clearly, making the process very simple. Highly recommended!
Jun 8, 2025
Healthcare Company
Shane from swoop was very professional and patient. The service was fast and efficient. Highly recommend swoop funding.
Jun 6, 2025
Barry Chapman
Really couldn't fault the service. Adrian was highly efficient, going above and beyond to make sure everything was done and all boxes were ticked in time for the process to continue to completion. Thank you.
Jun 5, 2025
Jonno Bennett
The process was fast and efficient. They did everything that they said that they would with minimal fuss. Very friendly staff kept us informed along the way and once the facility was established a follow up welcome phone call detailed the process for drawing down the funds. I couldn’t be happier
Jun 4, 2025
Tyler Panayi
I had Ikhar from the beginning and she has been absolutely amazing and got the deal over the line. She was on point and I can’t thank her and he company enough! Highly recommend this company and Ikhar!! Thank you so much!
May 30, 2025

Asset-based lending is a common way for businesses to improve their working capital if access to traditional financing is difficult.

As with all financial products, it is important to have all the information on how it works so that you can make the right decision for your business.

Why asset-based lending?

Better interest rates

Secured against the assets of your business which lessens the risk to the lender resulting in more favorable interest rates than an unsecured loan

More flexibility

The focus is on the quality of the asset to be secured and less on the credit rating of your business

Fewer covenants

There are typically fewer covenants with asset-based lenders as they focus more on the quality of the asset to be secured and less on the credit rating of the business

Types of asset-based lending

What can I use the funds for?

Industries taking advantage of asset-based lending

Manufacturing

Construction

Wholesalers

Transportation

Business services

Whether you are growing rapidly, have seasonal cash fluctuations or are looking to grow your business via new equipment or a new contract, asset-based lending is a good way to unlock the capital required

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