Aircraft finance calculator

Our free business aircraft finance calculator can help you estimate your monthly repayments when taking out finance.
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This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender before taking out a loan.

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Monthly repayments

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Weekly repayments

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Daily repayments

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Interest payments

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Total amount

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Calculate your aircraft finance payments instantly

Purchasing an aircraft is a significant investment, whether you’re acquiring a private jet, turboprop, helicopter, or commercial aircraft. Our aircraft finance calculator helps you estimate monthly repayments, total interest costs, and overall financing expenses before committing to a loan.

Simply enter the aircraft purchase price, deposit amount, loan term, and interest rate to receive an instant estimate of your aircraft financing costs.

How does an aircraft finance calculator work?

An aircraft finance calculator uses standard loan repayment formulas to estimate the monthly payments required to finance an aircraft purchase. By adjusting variables such as loan term, interest rate, and down payment, buyers can compare different financing scenarios and identify the most suitable option for their budget.

The calculator provides valuable insights into:

  • Monthly aircraft loan repayments
  • Total interest payable over the loan term
  • Total financing costs
  • Loan-to-value (LTV) ratios
  • Impact of larger deposits on borrowing costs

Why use an aircraft financing calculator?

More informed decisions

Before applying for aircraft financing, it is important to understand the long-term financial commitment. Our calculator allows you to evaluate different funding structures and repayment options.

Compare your options

Aircraft loans can vary significantly depending on the lender, interest rate, and repayment period. Use the calculator to compare multiple financing scenarios and identify the most cost-effective solution.

Cash flow planning

Knowing your estimated monthly repayment helps with cash flow planning and ensures your aircraft acquisition aligns with your financial objectives.

What types of aircraft can be financed?

Aircraft financing is available for a wide range of aviation assets, including:

  • Private jets
  • Light aircraft
  • Turboprop aircraft
  • Helicopters
  • Corporate aircraft
  • Charter aircraft
  • Commercial aircraft
  • Flight training aircraft

What affects the finance repayment amounts?

Several factors influence your monthly aircraft finance repayments:

Aircraft purchase price

The higher the purchase price, the larger the financing requirement and monthly repayments.

Deposit amount

A larger down payment reduces the loan amount, often resulting in lower monthly payments and interest costs.

Interest rate

Aircraft finance rates vary depending on creditworthiness, aircraft age, lender requirements, and market conditions.

Loan term

Longer repayment periods can reduce monthly payments but may increase the total interest paid over the life of the loan.

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Swoop's accredited partners

Swoop Finance Limited helps UK firms access business finance by working directly with businesses and their trusted advisors. We act as a credit broker, not a lender, and do not provide loans or finance products ourselves. We introduce applicants to a panel of lenders, equity funds, and grant agencies based on individual circumstances and creditworthiness.
Commission Disclosure: We typically receive a commission from the finance provider (either a fixed fee or a fixed percentage of the amount you receive) upon successful placement. Different providers pay different rates. For certain lenders, we may have influence over the interest rate, which can impact the total amount payable under your agreement.
Regulatory Information:

  • FCA: Authorised and regulated by the Financial Conduct Authority as a credit broker (FRN: 936513) and registered as an Account Information Services Provider (Ref: 833145).

  • ICO: Registered with the Information Commissioner’s Office (Ref: ZA600162); registration can be verified at ico.org.uk.

  • Company Details: Registered in England & Wales with Companies House (No. 11163382). Registered Address: The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes, MK11 1BN. VAT Number: 300080279.

Terms: All finance and quotes are subject to status, income, and terms and conditions. Applicants must be aged 18 or over. Guarantees and indemnities may be required. Please refer to our terms and conditions and our complaints procedure for further details.

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