US semi-truck financing

Ensure your trucking business is reliable and able to grow by spreading out the initial investment for a new truck. 

Looking for a new or used semi truck for your trucking business?

Having reliable equipment is important for the growth of your business. Investing in trucks can be expensive so it is important to spread out the cost with a quick, flexible and low cost truck loan or lease option. This allows the company to deploy the truck for service, yielding immediate benefits by way of revenues which are then used to pay down the debt taken out.

What types of truck could I purchase?

If your application is successful you can use your finance for any commercial trucking-related purchase:

How do I apply for semi truck finance?

It’s quick and easy to apply for trucking finance online and our support team are on hand if you have any questions.

Quickly check if you qualify

Have your financial statements and equipment quote ready.

Apply online in 10 minutes

Tell us about you and your business with our simple application.

Get your decision

If approved, you’ll receive a no-obligation, personalised quote.

Your loan is funded

Once you accept, we run some final checks to process your loan and deposit the money straight into your account.

Advantages of a semi-truck loan

With each repayment you become closer to owning the truck outright, which you can then use as security for further finance, or towards a new truck.

With each payment there is interest paid. For most truck financing terms, the interest paid on the financing payments can be written off as tax deductible.

Purchasing a truck outright can put a substantial strain on your cash flow. Spread the cost of the truck over several years and retain your working capital for other expenses.

Keep your trucking business operating efficiently with the newest and most efficient trucks.

Testimonials

Prefer to talk?

Contact our team if you have any questions.

Ready to grow your business?

Clever finance tips and the latest news

Delivered to your inbox monthly

Join the 110,000+ businesses just like yours getting the Swoop newsletter.

Free. No spam. Opt out whenever you like.

Disclaimer: Swoop Funding LLC (“Swoop”) is a financial technology platform and commercial finance broker, not a lender. Swoop does not provide loans or make credit decisions. We match US-based firms with third-party lenders, equity funds, and grant agencies. All financing is subject to lender credit approval and the specific terms and conditions of the funding provider.

Broker Compensation Disclosure: Swoop provides its platform and matching services to applicants at no direct cost. We receive compensation in the form of a commission or referral fee from the finance providers in our network upon successful placement. This compensation may vary by provider and product. In certain instances, the commission paid to Swoop may influence the interest rate or terms offered by the lender, which can affect the total amount payable under your agreement.

Credit Authorization & FCRA Notice: By submitting an application or registering an account, you provide “written instructions” to Swoop under the Fair Credit Reporting Act (FCRA) to obtain your personal and/or business credit profile from consumer reporting agencies. This information is used solely to evaluate your eligibility for financing and to match you with appropriate lenders in our network.

State-Specific Disclosures:

Florida & Utah: Swoop complies with state commercial financing disclosure laws regarding the transparency of terms for non-real estate secured commercial transactions.

Entity Information: Swoop Funding LLC is a Delaware limited liability company. US Headquarters: 43 W 23rd St, New York, NY 10010, United States. Contact: hello@swoopfunding.com

General Terms: Applicants must be 18 years of age or older. All firms must be registered and operating within the United States. SBA loans are issued by private lenders and guaranteed by the U.S. Small Business Administration; Swoop is not a government agency. Please review our Terms of Use and Privacy Policy for full details.

If you have a complaint, please refer to our Complaints Policy.

© Swoop 2026

Looks like you're in . Go to our site to find relevant products for your country. Go to Swoop